Does Medicare pay for assisted living?

Medicare typically does not pay for assisted living which is assistance with activities of daily life. Medicare will pay for part or all of any medical care you need while at an assisted living facility.

Does insurance cover assisted living?

Long-term care insurance typically does include assisted living.  Check with your carrier for more information on your coverage.

Veterans Benefits for Assisted Living

Seniors are discovering a little-known benefit for veterans that help pay for long term care. The benefit known as Aid and Attendance, is gaining attention because it eases the financial burdens of older adults that have served our country and their spouses. This benefit will cover some of the expenses of assisted living communities that neither Medicaid nor Medicare provide.

To Qualify, veterans must:

  • Have served in wartime, though they didn’t have to see combat.
  • Have no more than $80,000 in assets not counting the family home, car, and personal possessions.
  • Prove financial need, usually by demonstrating that expenses exceed income.
  • Show they need someone to help them with basic activities of living, such as bathing, grooming, or eating.

The monthly benefit pays up to:

  • $1,470 to a veteran
  • $945 to a surviving spouse
  • $1,743 to a couple

For additional information concerning veterans benefits for assisted living, please contact any of the following sources:

  • Department of Veterans Affairs: 1-800-827-1000 or va.gov
  • Louisiana Veterans Affairs: 318-677-7540
  • Veterans Benefits: 318-676-7540
  • Or ask the Executive Director of The Gables for a brochure to learn more.

Veterans or next of kin may access military discharge documents at www.vetrecs.archives.gov

Come See for Yourself

Our top-quality care creates results.  In fact, our discharge to home rate is above the national average.  And our beautiful, comfortable surroundings make guests feel right at home. Come see what makes The Gables Assisted Living so special.